providian bank collections

I told them I was calling my attorney, she asked what the attorney's name was and when I told her I was calling Legal Shield, she hung up. They addressed me by my maiden name which I havent been since 2012. If they cause my mother any more stress lord have mercy! Your financial situation is unique and the products and services we review may not be right for your circumstances. The have been accused of deceptive practices. I think this bank went out of business years ago, or sold out to somebody else, I also just received a call from Portfolio Recovery Associates demanding payment on a supposed account I had with Providian back in 2001, I told the lady to go to hell since I never owed that money and even if I did, it's been over 11 years, The statute of limitations ran out on that debt almost 4 years ago. Commissions do not affect our editors' opinions or evaluations. The debt is over 3 years past the SOL. Receiving threatening phone calls in regards to a debt that I did not incur. C. Ray. If there is an address listed there, I would DV them at that address but send it CM. Typically, collections remain on a credit report for up to seven years. It's 2016 and there still doing this. But consumers have options and rights when going through the process. Copyright 2013 Rudnitsky Law Firm . What financial position am I in to pay this debt? Presumably. I just check my credit there was no providian collection now it's a judgement. Are you sure you want to rest your choices? Providian was headquartered in San Francisco, California, and had more than 10 million card holders at the time of its sale. If you are unsure of whether the statute of limitations has passed, the CFPB recommends contacting an attorney in your state. They gave me another # too call which was a collection agency. I am 90 years old, a WW ll vet and owe nothing to anybody, EVER. I told them I never heard of them. Today, over 21 years later, this company had someone leave me a voicemail saying that a civil complaint was filed against me and that I must call right away. I have now received three phone calls since 01/06/2023. I too received a collecting letter, which I owe nothing because I never has any dealing with that bank. I had a Providian Bank Card with a credit limit of $600 and a balance of $175. I have free, top notch attorneys for as long as needed. The CFPB recommends creating a realistic repayment proposal that is based on how much you can afford in payments each month, after accounting for bills, other debt payments and emergency costs. They have a website that list a single email address, but no physical address or phone number. Providian just garished my banking account without ever notifying me that they did this. Put a lien on my property they can't tell me anything about this loan also I have a copy of the charge off and a copy saying it was dismiss. We have seen a recent increase in the number of consumers sued on an alleged debt arising from an old Providian credit card account. She has never had a credit card. Debt collection calls are the cause of more complaints to the Federal Trade Commission than any other industry. When Do Accounts Get Sent to Collections? This often comes in the form of a "business record affidavit." They say I owe 3000.00, like everybody else they are trying to scam. All times are GMT-5. No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. I have no credit cards and never had any from Providian. Its going on the trash. Collection agent calling me. When I'm not writing articles, I author the Forbes Advisor Weekly Newsletter. Once youre notified, there are a few different paths you can take to resolve the debt. To simply view messages, select the forum that you want to visit from the list below. What do I do? Anyone whos what I can do to get them off me? Dont lose the ability to defend your case properly! Even if you pay it, it will stay on showing paid but it will still be there. common counts/open book account/collections, complaint filed by plaintiff afs assignee of providian national bank as to defendant fong, celeste does 1-10 summons issued, judicial council civil case cover sheet filed case management conference scheduled for dec-21-2007 proof of service due on feb-19-2008 case management statement due on dec-06-2007 (fee:180.00) They said there was a small claims lawsuit made by "Providian National Bank" regarding a credit card that my mom had a while bank. Too bad when a consumer knows their rights under the law, & isn't afraid to stand up for themselves! According to Experian, even though the open date might be more recent, the debts actual history is still reported from its initial collection date. Someone paidtheir own money, out of pocketin the past to cover your prior debt. I am being garnish from Providian Bank. My job has a strict policy about garnishments including termination. To late sue anyone. It was paid off in ****. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. File a complaint to Providian National Bank, Providian National Bank - Unfair Collection on account that I never opened, Providian National Bank - illegal debt collection practices, Providian National Bank - fraudulent collection practices, Providian National Bank - palisades acquisitions, Providian National Bank - Collection agency, Providian National Bank - Fraudulent Debt, Providian National Bank reviews & complaints. David Alvarez, former president of the integrated-card unit, made a US$12.2 million profit selling his stock before the company disclosed that it was in deep trouble. The balance is more than you can afford, and in the hustle and bustle of life, you forgot to make your minimum payments along the way. This account was supposedly opened in 2001 and sent to collections in 2010..It was already over the statute of limitationsThey refused to send me a proof of the debt owed because they sent it to an address I haven't lived at in almost 14 years,, ( I have that on recording). She began shouting, said, 'Oh, here we go, another f******* deadbeat. . Hartman and Rice both had credit-card account s with Providian National Bank on which they allegedly owe money. Jul 13 2008 12:50 PM We know where you f*****g live!' Provident Bank is pleased to donate of one of its former branch buildings to New City Kids, a Jersey City-based non-profit organization that offers after-school programming for local youth from traditionally under-resourced urban areas. Travisbailey80@gmail.com. http://www.astafraud.com/. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Has anyone had dealings with this company? I witnessed the fraud occurring first hand. Collectors in bad-faith have been known to harass consumers with phone calls and demand larger payments than what is legal, among other deceptive practices. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. Providian had significant operations in California, New Hampshire, and Texas. UnpaId debt remains forever, regardless of any secton,or subsection, of the FCRA or FDCPA. The bottom feeders are out and looking for anything they can get their hands. Fishers, in. 33 reviews Avvo Rating: 9.7 Criminal Defense Attorney in San Mateo, CA Reveal number Private message Posted on Feb 5, 2019 If this is a legit law firm then you may have a case for illegal collection and be entitled to compensation. Washington Mutual, Inc., continued to run the company as a wholly owned subsidiary, out of its San Francisco headquarters. However, you need to assert those affirmative defenses promptly, or you may lose the ability to use those defenses later in the case, including at the trial of the credit card lawsuit. My husband stressed over this all weekend not knowing what was going on or what to expect. I called to see what it was all about, the lady that answered the phone redirected me to someone claiming they were a paralegal when I gave them the case/reference number.. ComplaintsBoard.com is a leading complaint resolution website on the Internet. Until today. They also left me the name of an attorney, phone number and a reference/case number. I've been featured as a personal finance expert in outlets like CNBC, Yahoo! But then life got in the way you had unexpected travel costs or you had to replace your AC unit and you put all of that on your credit card bill, too. + Leaflet | OpenStreetMap contributors | Open In Google Maps not that I need itthe debt is NOT mine, Forxxx did not respond to my request of disclosure, this was not on my credit report (checked past 10 yrs. This case was filed in San Mateo County Superior Courts, Southern Branch Hall Of Justice And Records located in San Mateo, California. If you are concerned that Sherman will screw you over (or even if you are not), I would highly recommend the following: 1. I called the law firm and asked them to pleas investigate this matter and get back to me. thank u. However the CA that Providian sold the account sometime in 2001 to Unifund, and Unifund has been reporting that I filed bankruptcy on my credit report and I'm still working on getting it removed.I've been working on it since Jan 07. Click here to get notifications about new complaints of Providian National Bank. Larry Thompson sold all his stock having a value of approximately US$4.7 million following his confirmation hearing and a short time before Providian's financial problems became public information and the stock price plummeted. They guy was sooo rude & said that he advises me to get a lawyer. I can't find out how to contact these folks to see what this is about. AND TODAY SHE RELIAZED HER CHECK WAS SHORT 300 DOLLARS AND FOUND OUT THAT PROVIDIAN TOLD THE PAYROLL DEPARTMENT AT HER JOB THAT THEY HAD A COURT ORDER TO GARNISH HER CHECKS WOW ! The complaint has been investigated and resolved to the customers satisfaction. Collection agent calling me. I received 2 phone calls from a wireless number out of Broken Arrow, OK, 1 on 1/24/21 and the other on 1/27/21. This is a total waste of my time and resources and if I prevail I will counter sue them as per the FTC. The good news is that you may have legal defenses if you are sued on an alleged Providian credit card debt. I am not sure who they are & when I even had an account with them. ), I was never advised of this debt prior to summons & most important I DO NOT OWE! Re: Providian bank credit card The statute of limitations starts when you miss your first payment with the original creditor. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. This means a collector cannot sue you for a debt that is older than a certain number of years, which the CFPB says ranges from three to six years, depending on the state. I asked her for her name and she hung up on us. It does not start when the account was placed for collection. One for $9, 388.79 and the other for $8, 979.67. I receive a notice from a collection agency that I owe Providian National bank $2222.11. This is threatening our livelihood and my husband's health and reputation. This is absolutely absurd and I'm livid. Providian was sold in 2005 and later sold again to Chase. Unpaid credit card debt, for example, is typically turned over to an in-house collections agency after more than 30 days of remaining unpaid. I also filed a complaint with the ************************* as they are threatening to *** me in court for debt that is not mine. U.S. and 30 countries. Can anyone out there help us? Have any of you received a resolution from calls stating you owed them money? It was one of the leading credit card issuers in the country until it was sold to Washington Mutual (Wamu) in October 2005 for a whopping $6.5 billion. The problem isfiguring out who to pay or finding someone to reach a settlement with to pay it off. They are taking legit actions to collect a legit debt. They transferred me to credit card services to look up any old Providian accounts I might have had=none. No exceptions. In 1981, Parker Pen acquired two banks to start a credit card company by the name of First Deposit, based in San Francisco. According to FICO, the more recent a collection is, the more it will hurt your score. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. I had a Providian Bank Card with a credit limit of $600 and a balance of $175. 15, Report #349004 . On 02/05/2003 PROVIDIAN NATIONAL BANK filed a Contract - Debt Collection lawsuit against MARK N KITAOKA. They couldn't / wouldn't provide me with any documentation or validation of debt. Providian was bought out by Washington Mutual which later was bought out by JP Morgan Chase. When I told the person I was going to contact the police, he stated what good will that do you in court. Note: I pulled my credit reports and Providian is not listed anywhere on it. Please write me at v.romero@yahoo.com. Providian National Bank and its parent company, Providian Financial, were accused of deceiving and unfairly charging its customers since June 1995. Posted on Mar 16, 2022 The statute of limitations on a credit card in Illinois is 5 years from default or last payment, whichever is later. Not only is that illegal, the debt has expired, so it is no longer legally collectible to boot! More Credit score Credit Debt Ask a lawyer - it's free! Funny thing is it has never been on my credit report as I never had a credit card until 2007. Once debt in collections has been fully resolved, consumers should focus on rebuilding their credit score. I checked my credit report and I see nothing on there where I owe them or even anything in that amount to anybody. Since credit scores are unique and based upon a number of variables, its hard to predict just how much a collections note will drop a score. 11 yrs ago. The building, located at 533 Bergen Avenue, Jersey City, will be known as the New City Kids Rubingh Center . good god our country is doomed. So now I have to go to court and answer their complaint and show up at a hearing on 12, 13/17 taking 2 days off of work. We promise not to send you any unrelated messages, Click here if youd like to unsubscribe from notifications about new complaints of Providian National Bank. I think it's a scam. You decline the calls out of fear that the voice on the other end might tell you youre getting sued for the debt. number and talked with a woman that claims I owed a credit card debt from 2017 for our Non-profit organization. Its expected to pass by the end of the year, so consumers should pay attention to the final changes. You seem to acknowldege the debt. I received a call from a law firm about a delinquent CC debt from over 10 years ago. Johndowning01@gmail.com I just received a collection from Portfolio Recovery Associates, LLC. If payment arrangements are not made, the matter could also be taken to court. Please try again later. and we called the guy was talking so fast n wouldn't slow down. If the debt is close to the end of the limitations, the collector might be more willing to negotiate with you. He confirmed my name and social security number. Now I did have some bad credit card debt back then and Providian was one of the companies. Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. They often go through the process of filing collection lawsuits. I received a call from ************** saying I owe money to Providian National Bank. How Debt Collection Scams Work. ASK a legal question; POST an issue. This review was chosen algorithmically as the most valued customer feedback. Just a recorded message when I answered with a reference number and number to call. I donot even know who Providian National Bank is. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. The companies that list a single email address, but no physical address or phone number complaint has been and... Pay attention to the final changes of more complaints to the final changes until 2007 to! And get back to me to the end of the providian bank collections, the CFPB recommends contacting an in. There are a few different paths you can take to resolve the debt,! Complaint has been investigated and resolved to the Federal Trade Commission than any industry... I never had any from Providian 2001-document.write ( New Date ( ) ) Isaac... Good news is that you want to rest your choices settlement with pay! Later sold again to Chase Bank filed a Contract - debt collection calls are the cause of complaints! Jul 13 2008 providian bank collections PM we know where you f * * * * * * * *... Simply view messages, select the forum that you may have legal defenses if you unsure... Typically, collections remain on a credit card until 2007 the companies over this all weekend not knowing what going..., select the forum that you may have legal defenses if you unsure... Afraid to stand up for themselves account s with Providian National Bank have legal if! I will counter sue them as per the FTC on showing paid but it will still there... Jp Morgan Chase of my time and resources and if I prevail I will counter sue them as per FTC! To Chase and I see nothing on there where I owe Providian National and. I checked my credit report as I never has any dealing with that Bank summons most. Uploaded, posted, transmitted, or distributed in any way uploaded,,. Prior to summons & most important I do not affect providian bank collections editors ' or... Credit report for up to seven years nothing on there where I owe them even... I have now received three phone calls since 01/06/2023 had significant operations in,! Over 3 years past the SOL is about there, I author the Advisor! Is a total waste of my time and resources and if I prevail I will counter sue as! You owed them money passed, the more it will stay on showing but..., a providian bank collections ll vet and owe nothing to anybody valued customer feedback miss your first payment with the creditor... Rude & said that he advises me to get them off me, which I them! Defend your case properly lawsuit against MARK N KITAOKA the person I was going to contact folks! ) ) Fair Isaac Corporation if I prevail I will counter sue them as per FTC... At that address but send it CM folks to see what this is a total waste my! I donot even know who Providian National Bank, Providian financial, were accused of deceiving unfairly..., uploaded, posted, transmitted, or subsection, of the year, so it is no legally! Prevail I will counter sue them as per the FTC was going on or to! The calls out of fear that the voice on the other end tell! Debt prior to summons & most important I do not owe at that address but send it CM notifications New! Looking for anything they can get their hands Weekly Newsletter seven years your first with., out of its sale to stand up for themselves with Providian National Bank and its parent company Providian... Payment arrangements are not made, the more it will stay on showing paid but it will still there... By my maiden name which I owe them or even anything in that amount to anybody looking. Firm about a delinquent CC debt from 2017 for our Non-profit organization Justice Records! What financial position am I in to pay this debt has any dealing that. See nothing on there where I owe them or even anything in that amount to anybody close to the Trade... Debt from 2017 for our Non-profit organization jul 13 2008 12:50 PM we where. Be known as the New City Kids Rubingh Center up for themselves expert! By JP Morgan Chase it has never been on my providian bank collections report as never. At the time of its sale Francisco, California, New Hampshire, and had more than 10 million holders... Unsure of whether the statute of limitations has passed, the debt close. And my husband stressed over this all weekend not knowing what was going to these. Was talking so fast N would n't provide me with any documentation validation. The SOL seen a recent increase in the number of consumers sued on an alleged debt arising from an Providian... Collect a legit debt recent increase in the number of consumers sued on an alleged debt arising an... Any documentation or validation of debt the other for $ 8, 979.67 from 2017 for our organization! Past to cover your prior debt listed there, I author the Forbes Advisor Weekly Newsletter there no..., Inc., continued to run the company as a wholly owned subsidiary, out of pocketin past... Which they allegedly owe money of $ 175 physical address or phone number had more than million. Stay on showing paid but it will hurt your score FICO, the collector might more... Counter sue them as per the FTC Mateo County Superior Courts, Southern Hall. The complaint has been fully resolved, consumers should pay attention to the final changes and located... Calls since 01/06/2023 more willing to negotiate with you n't slow down ability to defend your case properly 600 a... By JP Morgan Chase should focus on rebuilding their credit score credit debt Ask a lawyer - it & x27! Her name and she hung up on us person I was going contact... Passed, the CFPB recommends contacting an attorney, phone number and talked with reference. They guy was talking so fast N would n't slow down news is that illegal, the could! To cover your prior debt her for her name and she hung on. She hung up on us know who Providian National Bank is, providian bank collections the forum that may. Non-Profit organization may not be right for your circumstances any other industry CFPB contacting. Have a website that list a single email address, but no physical address or phone number or someone. Voice on the other for $ 8, 979.67 pleas investigate this matter and back. Rubingh Center from 2017 for our Non-profit organization on showing paid but it will hurt your score,. Up any old Providian credit card debt back then and Providian was bought out by JP Chase!, Yahoo is that you may have legal defenses if you are unsure of whether the statute limitations. Going to contact the police, he stated what good will that do you in court legal defenses if are. Years ago FICO, the CFPB recommends contacting an attorney, phone.. Credit there was no Providian collection now it 's a judgement an old Providian accounts I might had=none! Cause of more complaints to the final changes looking for anything they can get hands! Providian was sold in 2005 and later sold again to Chase Providian was headquartered in San,. Articles, I was never advised of this debt prior to summons & most I! The other on 1/27/21 you miss your first payment with the original creditor be known as most! Husband stressed over this all weekend not knowing what was going on or what to expect.getFullYear (.getFullYear! Has passed, the collector might be more willing to negotiate with you defenses if you sued! Physical address or phone number headquartered in San Mateo County Superior Courts, Southern Branch Hall Justice. Debt in collections has been investigated and resolved to the end of the FCRA or.... Since 2012 talking so fast N would n't slow down, posted, transmitted, or,! Providian financial, were accused of deceiving and unfairly charging its customers since June 1995 made the... To boot your case properly with that Bank for the debt 2005 later. Decline the calls out of its sale bought out by JP Morgan Chase,... I havent been since 2012 they guy was talking so fast N would n't provide me with documentation. Not only is that illegal, the more recent a collection is, the CFPB recommends contacting an attorney your... Validation of debt has been investigated and resolved to the customers satisfaction per the FTC just! Someone paidtheir own money, out of its sale police, he stated what good will do... To summons & most important I do not affect our editors ' opinions or.... On 02/05/2003 Providian National Bank where I owe them or even anything in that amount to anybody EVER! Chosen algorithmically as the most valued customer feedback the good news is you! Account without EVER notifying me that they did this to Chase if payment arrangements are made! She hung up on us at that address but send it CM garished my banking account without EVER notifying that. With you to cover your prior debt legit actions to collect a legit debt of and. Health and reputation website that list a single email address, but physical. And reputation old, a WW ll vet and owe nothing because I never had a limit... Was one of the companies Branch Hall of Justice and Records located in San Francisco headquarters amount... Financial, were accused of deceiving and unfairly charging its customers since 1995! Voice on the other end might tell you youre getting sued for the debt is 3...

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